As a loan officer at Paddio Home Loans, Nic provides his clients with the information necessary to make confident decisions about financing their American dream. Each dream is different, and no two look the same. Nic takes pride in providing education for his clients all while finding the best possible loan program to make their dream come true.
Nic loves to be outdoors. He enjoys spending time with his fiancé, step-daughter, and dog. In his free time, Nic likes to play basketball and go on hikes. Nic comes from the service industry, so he is no stranger to giving you five-star service with a smile.
See what 50 customers have said about Nic.
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He killed it, very helpful and to the point. He helped answer any questions I had along the way and kept me up to date with what was going on. He always answered when I'd call (even on the weekend) Nick is an exceptional loan officer and I'd recommend him to anyone! Thank you nick!
Nick was helpful and made the process a lot less daunting and easy to understand. He was also super friendly, it was like talking to a knowledgeable old friend
Nicholas was perfect! And that is not an exaggeration. This is our first experience with a lender and he educated us very well on how the process would go and how interest rates, appraisal, underwriting etc. would impact us. He calculated what each loan type would cost us as well as how different down-payment amounts impacted the monthly rate, to find the best option for us. (Importantly: The rate he estimated for us was completely transparent and was demonstrated in the Loan Estimate; Something other lenders and loan officers failed to do). And when our appraisal came in absurdly low, we planned on walking away. But he was able to find a solution that did not require much extra out-of-pocket for us. This will not be the first house we get a loan on in the near future, so Nic will be the first person we contact for future deals.He was beyond personable, educating, accommodating, and most importantly, Trustworthy! I plan on having a continuing professional relationship with Nicholas!
Nic is the epitome of a professional. Fast responses, had answers for every question, and is an all around great guy!
“I am truly thankful for Nic's professional, responsive and honest assistance with the whole mortgage process from beginning to end. As a first time home buyer, I could have been easily overwhelmed with all the steps involved, but Nic and the Paddio team helped to simplify the process with the Paddio checklist app which let me know what tasks were completed, what tasks were pending, and what tasks were left to be done. In addition, Nic would make himself available to me, and helped ease the stress and burden of getting my first home loan after experiencing major life stressors of recently losing my spouse and caring for my elderly dad who had 2 major medical emergencies while I was working on getting my loan approved. When Nic would call me to update me on the loan, he would always ask about my well-being first. Nic's kindness and compassion made all the difference in this daunting process of getting a home loan approved. Words can not express how much I appreciated his attention and devotion and everything he did on his end to help me buy my forever home. Much love, Shellie Harding
Nicholas Ugolini is literally a gift from God. If you’re wanting a loan officer who is going to keep you informed as well as easing your nerves when things get complicated, you need to request him specifically. He is personable, kind, and makes the entire process so easy. Whatever he makes, it isn’t enough.