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It’s time to reimagine homebuying.

Homebuying gets a bad rap. It feels great when you first set out to achieve your dream. But it doesn’t take long for fear and anxiety to chase away excitement. You start Googling unfamiliar terms. You wonder about all the costs. You encounter an avalanche of paperwork.

What if buying a home didn’t feel like a roller coaster?

It’s time for a now thing. A renovation. Homebuying, reimagined.

We started Paddio because we believe homebuying should be less suspenseful. More transparent. Authentic. Where you can be yourself. Take it easy. Rest secure.

It all starts with your Paddio team. Heartfelt dedication is built into everything we do, every step of your journey. Connectivity that ensures you can make the right decisions for you. In plain English. No jargon. No pressure.

We’re here to get you home. That’s it. Nothing else. No distractions. Your dream, the way it should be — relaxed, focused and empowered.

A holy-crap-this-is-amazing homebuying experience is waiting for you.

Are you in?

Director of Production Ryan Kluttz
Ryan Kluttz
Director of Production
NMLS #197376

What's it like to work with Paddio?


Instant Uploads

Fast-track your home purchase with direct uploads and 24-hour access.


Track Your Progress

Stay up to date with instant updates and email notifications.


Skip the Paper

Securely review and eSign your important documents online.

Kick some serious tasks

Borrowers with qualifying credit and assets can get preapproved directly on our system.

Each homebuyer treated like #1

Homebuying how you want it. Whether you prefer phone calls, texting, or emailing your Loan Officer, the choice is yours.

Put it all together

Know your loan options. Check competitive rates. Find the right decisions for you. In plain English. No jargon.

Experts in the house

We back you and your journey with trusted home loan specialists to ensure unmatched ease of use and versatility.