Kelly Ranft

Prequalification and preapproval are sometimes used interchangeably, but there is a slight difference between the two during the mortgage process.

To get approved for an FHA loan, lenders will look at a borrower’s previous and current employment for the past two years to ensure they have a steady income to repay the loan. It’s important to understand these guidelines and be prepared when applying for an FHA loan.

Refinancing a mortgage can be challenging, especially with all the costs. The RefiNow program makes the process easier and more accessible for lower-income homeowners.

Conventional refinancing may sound intimidating. But once you understand the process, you’ll find that it makes perfect sense and can dramatically improve your personal finances.

An FHA loan refinance can be a great way to change your existing mortgage to meet your current financial goals. Whether you want lower monthly payments, lower interest expenses or cash in your pocket from your home’s equity, there’s an FHA loan refinancing option for you.

Learn the ins and outs of conventional home loans, and how they differ from government-backed mortgages.

A VA home loan is a great option if you qualify. They come with attractive benefits like no down payment and no monthly mortgage insurance. Like any mortgage product, VA loans come with closing and settlement costs.