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Tyler Oswald

Loan Officer Development
NMLS #2071128

Tyler brings her expertise of FHA, Conventional and USDA home loans to the team rounded out by a bachelor’s degree in marketing with an emphasis on professional sales.

Tyler creates training content and helps train new production staff at Paddio. Outside the office, she enjoys photography, crafting, and spending time with her husband and two rambunctious boys.

Tyler Oswald headshot

Tyler Oswald's Latest Articles

5 min

FHA Debt-to-Income Ratio Requirements

Don’t worry if you’ve never heard of a debt-to-income ratio before. Most people don’t learn about DTI until they’re preparing to get a loan for something like a car or home.

It’s important to be aware of lender debt-to-income requirements when applying for an FHA loan to increase the chance of loan approval. In addition, it is highly recommended to calculate your DTI ratio to see where you stand.

Tyler Oswald
Tyler Oswald, Loan Officer Development
NMLS #2071128
6 min

USDA Loan Pros and Cons: Decide if This 0% Down Loan Works for You

USDA loans are appealing to homebuyers who don't have the money saved for a down payment. There are many other reasons why this loan type is so popular. It's often easier to qualify for a USDA loan because of flexible credit requirements and lower interest rates can save you tons of money in the long-run. However, USDA loans are not right for every homebuyer.

Tyler Oswald
Tyler Oswald, Loan Officer Development
NMLS #2071128