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All Homebuying Articles(Page 3)

Updated 6 min

USDA Loan Pros and Cons: Decide if This 0% Down Loan Works for You

USDA loans are appealing to homebuyers who don't have the money saved for a down payment. There are many other reasons why this loan type is so popular. It's often easier to qualify for a USDA loan because of flexible credit requirements and lower interest rates can save you tons of money in the long-run. However, USDA loans are not right for every homebuyer.

Tyler Oswald
Tyler Oswald, Loan Officer Development
NMLS #2071128
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